Summer 2027 Intern: Software Engineering

About Us Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company.

Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream. Ready to make an impact? We're looking for an onsite intern to join our team for the 10-week Summer Internship program (May 17 - July 23, 2027) at our headquarters in Wilmington, NC. Applications are due by 11:59 p.m. ET on Monday, September 28th. How This Role Impacts Live Oak and Its People At Live Oak Bank, technology is at the heart of how we serve small businesses and entrepreneurs across the country.

As a Software Engineering Intern, you will help build and improve the digital products and platforms that support our customers, employees, and banking operations. This role provides an opportunity to contribute to meaningful projects alongside experienced engineers, product teams, and business partners. Your work will help us deliver innovative financial solutions, improve customer experiences, and support the continued growth of Live Oak.

At the same time, you will gain valuable hands-on experience, mentorship, and exposure to modern software engineering practices in a collaborative and supportive environment.

What You'll Do

at Live Oak

• Assist in the design, development, testing, and maintenance of software applications and services.
• Collaborate with engineers, business analysts, designers, and business stakeholders to deliver new features and enhancements.
• Learn and use AI-assisted development tools to support software design, coding, testing, documentation, and problem-solving while developing modern engineering skills.
• Participate in code reviews, team discussions, and agile ceremonies.
• Research emerging technologies and help identify innovative solutions to business and technical challenges.
• Support cloud-based applications and services, with opportunities to work in AWS environments.
• Contribute to technical documentation, knowledge sharing, and project updates.
• Help design and implement integrations with internal systems and external fintech partners.
• Assist with automated testing and quality assurance activities to ensure reliable software delivery.
• Learn and apply secure software development practices in a regulated financial services environment.
• Maintain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC.
• Actively seek feedback, learn from mentors, and continuously develop your technical and professional skills.

Required Experience

• Currently pursuing a Bachelor's or Master's degree in Computer Science, Software Engineering, Information Technology, or a related technical field.
• Experience with at least one modern programming language such as Java, JavaScript, TypeScript, Python, C#, or Go.
• Basic understanding of software development principles, data structures, and object-oriented programming.
• Familiarity with web technologies such as HTML, CSS, and JavaScript.
• Strong analytical and problem-solving skills.
• Effective verbal and written communication skills.
• Ability to work collaboratively in a team environment.
• Demonstrated curiosity and willingness to learn new technologies.

Preferred Experience

• Experience building applications through coursework, personal projects, hackathons, or previous internships.
• Exposure to AWS or other cloud platforms.
• Experience with APIs, databases, and Git.
• Knowledge of automated testing or CI/CD practices.
• Interest in fintech, financial services, or banking technology.

Our Values

• Dedication: Possess a deep commitment to Live Oak Bank’s mission and core values, exemplified through a strong work ethic, adaptability and pride in your work.
• Ownership: Take initiative to deliver positive results by proactively and creatively solving problems, while maintaining a high degree of quality.
• Respect: Treat everyone with courtesy, politeness, and kindness.
• Innovation: Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems.
• Teamwork: Foster collaboration, accountability, and trust with others and understand that together, we do more

For a detailed overview of our employee benefits please visit: http://www.liveoakbank.com/careers/ Live Oak Bank is an Affirmative Action and Equal Opportunity Employer, Minorities/Women/Veterans/Disabled. We consider applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status or disability. Equal access to programs, service and employment is available to all persons.

Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at HumanResources@liveoak.bank. EEO is the Law The base pay range for this position is $19.77 - $32.12 per hour.

Compensation

may also include annual bonuses and long-term incentives, subject to various metrics and company policy. A candidate’s salary is determined by several factors including travel, relevant work experience or skills and expertise.

Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave, including but not limited to Arizona, California, Colorado, District of Columbia, Maine, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington.